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The lender that wishes to foreclose must personally contact (or meet the necessities for attempting to contact) borrowers to discover options for avoiding foreclosure 30 days earlier than recording the notice of default. The notice of sale is also posted on the property, in a public place, and revealed in a newspaper. The foreclosing party then data a three-month discover of default within the county recorder’s workplace and mails a duplicate to the borrowers within ten enterprise days following recordation.

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